Banks

NY - Senator James Sanders Jr. (U)

Title:

Committee Chair

NY - Senator Thomas F. O'Mara (U)

Title:

Ranking Member

NY - Senator Neil D. Breslin (U)

Title:

Member

NY - Senator Daphne Jordan (U)

Title:

Member

NY - Senator Timothy M. Kennedy (U)

Title:

Member

NY - Senator Kevin S. Parker (U)

Title:

Member

NY - Senator Luis R. Sepúlveda (U)

Title:

Member

NY - Senator James Tedisco (U)

Title:

Member

NY - Senator Kevin Thomas (U)

Title:

Member

NY - S134 Establishes the consumer credit rights and responsibilities outreach program

NY - S129 Establishes the credit reporting rights outreach program

NY - A92 Relates to the obligations of banks and financial institutions during the sale of a mortgage subject to an application for modification

NY - S297 Requires transmitters of money to provide a certain warning to consumers

NY - S727 Relates to the banking development district program

NY - S982 Provides that every banking institution maintaining checking accounts for customers shall pay checks in the order received within account balance

NY - S1457 Requires banks to install automatic police notification software on their automated teller machines

NY - S1476 Directs the department of financial services to study and make recommendations concerning lending practices to landlords acquiring property that includes small business and/or rent-regulated tenants

NY - S1589 Establishes the state financial literacy fund

NY - S1956 Grants the department of financial services jurisdiction over the financing of motor vehicles

NY - S1958 Requires the licensure of student loan servicers

NY - A1940 Increases number of withdrawal transactions from basic banking accounts for account holders sixty-five years of age or older from eight to twelve

NY - S2088 Relates to unauthorized entities, unregistered mortgage brokers and mortgage fraud

NY - S2109 Requires agents of licensed money transmitters to remit moneys to the licensee within the time frame provided in the contract between the agent and the licensee

NY - S2120 Relates to the banking development district program

NY - S2105 Relates to modifying delinquent mortgage loans and single point of contact

NY - S2106 Requires banks to disclose negative consequences of establishing alternative payment schedule on a loan

NY - S2133 Creates the consumer overdraft protection act

NY - S2245 Increases number of withdrawal transactions from basic banking accounts for account holders sixty-five years of age or older from eight to twelve

NY - S2295 Authorizes the New York state department of financial services to oversee the planned closing of bank branch offices by federally chartered banking organizations

NY - S2342 Provides for the inclusion of low income credit unions in the banking development district program in cities having a population of one million or more persons

NY - S2397 Directs the department of financial services and the department of state's consumer protection division to conduct a study on consumer awareness and financial education in New York state

NY - S2402 Requires ATM machines to release ATM cards with EVM chips prior to disbursing cash or a receipt

NY - S2426 Relates to student debt consultants

NY - S2453 Relates to prohibiting banking organizations from imposing check cashing fees

NY - S2520 Establishes the state of emergency small business and not-for-profit organization loan program

NY - S2539 Relates to regulation of consumer reporting agencies

NY - S2535 Relates to prohibiting financial institutions from charging a fee for periodic paper statements

NY - A3275 Directs the department of financial services to study and make recommendations concerning lending practices to landlords acquiring property that includes small business and/or rent-regulated tenants

NY - S2765 Requires the mortgage bill of rights pamphlet on residential mortgages

NY - A3408 Relates to student debt consultants

NY - S2807 Requires banks to send account notifications in certain circumstances

NY - S2880 Relates to requiring all banks and credit unions to have a notary public available during business hours

NY - S3028 Relates to credit unions

NY - S3223 Relates to assessment of the record of performance of banking institutions in helping to meet the credit needs of local communities

NY - S3212 Requires 10% of the penalties imposed by the superintendent of financial services to be deposited in the community development financial institution fund

NY - S3227 Requires the assessment of a banking institution's record of performance to be in writing

NY - S3230 Relates to requiring a notice to be posted on all automated teller machines regarding skimming

NY - S3241 Prohibits foreign banking corporations from issuing payday loans

NY - S3312 Relates to the banking development district program

NY - S3544 Requires mortgage lenders and brokers to provide consumer with mortgage bill of rights pamphlet which must be signed by the consumer prior to mortgage application

NY - S3686 Relates to reverse cooperative apartment unit loans for persons seventy years of age or older

NY - S3777 Increases the penalty for robbery of property from a bank; makes the crime a class C felony

NY - S3838 Increases penalties for individuals or companies who engage in the business of cashing checks, drafts or money orders for consideration without a license

NY - S3847 Relates to the use of powers of attorney in banking transactions

NY - S3850 Relates to asset-based lending transactions

NY - S4188 Requires financial institutions to notify a customer prior to charging a fee based on account inactivity

NY - S4371 Requires lending institutions that send unsolicited mail-loan checks to clearly state the interest rate and the total cost of loan in a dollar amount

NY - S4532 Provides criteria for membership in credit unions and permits the extension of certain services to nonmembers

NY - S4545 Provides that there shall be no solicitation for credit card holders through state or city university of NY unless credit education courses are provided

NY - S4547 Authorizes the care and treatment of injured employees by duly licensed or certified acupuncturists under the workers' compensation program

NY - S4593 Relates to the creation of the digital currency task force

NY - S4628 Prohibits banking organizations from issuing mail-loan checks without request or application therefor

NY - S4652 Relates to including information concerning repayment of outstanding loans in the standard financial aid award letter

NY - S4745 Relates to alternative investment bonds

NY - S4931 Relates to requiring posting notice of the department of financial services toll free consumer's hotline telephone number

NY - S4921 Relates to clarifying definitions of "illegal money transmission" and "money laundering"; and relates to penalties for unlicensed money transmitters

NY - S4935 Prohibits banks from holding for deposit state issued check

NY - S4934 Enacts the New York state money transmission disclosure act

NY - S4954 Relates to extending certain provisions authorizing banks and trust companies to exercise the rights of national banks

NY - S4965 Requires individuals who perform compliance functions, duties or tasks to obtain a compliance officer or compliance practitioner license

NY - S5001 Prohibits a service charge or minimum balance requirement for attorney trust accounts

NY - S5017 Relates to the obligations of banks and financial institutions during the sale of a mortgage subject to an application for modification

NY - S5037 Relates to the report of suspected financial exploitation

NY - S5060 Establishes the office of financial resilience

NY - S5065 Enacts the Home Equity Fraud Act to control improper activities by home improvement contractors and finance companies

NY - S5290 Relates to refinancing of an existing mortgage loan

NY - S5390 Requires what mortgage applicant's need to know pamphlet on residential mortgages

NY - S5411 Relates to extending certain provisions authorizing banks and trust companies to exercise the rights of national banks

NY - S5423 Relates to enacting the "community financial services access and modernization act of 2019"

NY - S5433 Prohibits state chartered banking institutions from investing in and providing financing for private prisons

NY - S5470 Requires certain providers that extend specific terms of commercial financing to a recipient to disclose certain information about the offer to the recipient

NY - S5565 Relates to the establishment of public banks in the State of New York

NY - S6079 Allows credit unions, savings banks, savings and loan associations and federal savings associations to accept and secure deposits from municipal corporations

NY - S6100 Relates to extending the effectiveness of provisions of law relating to permissible fees in connection with open end loans

NY - S6498 Relates to civil penalties associated with financial frauds

NY - S6688 Relates to regulating commercial finance licensing

NY - S6919 Relates to establishing limitations on bank accounts after such accounts have been closed

NY - S7551 Prohibits imposition of surcharges at automated teller machines on public university property

NY - S7580 Relates to reverse cooperative apartment unit loans for persons seventy years of age or older

NY - S8109 Relates to suspending mortgages and loans from state-chartered banks and credit unions for small businesses and restaurants that have closed or reduced services due to the coronavirus

NY - S8206 Relates to the regulation and licensing of on-demand pay providers

NY - S8243 Relates to the forbearance of residential mortgage payments

NY - S8446 Authorizes certain state regulated institutions to offer disaster forbearance agreements to qualified mortgagors

NY - S8442 Relates to assessment of the record of performance of banking institutions in supporting persons and certain entities affected by the outbreak of COVID-19

NY - S8444 Relates to allowing for mortgagors to cancel or renegotiate forbearance agreements made during a state disaster emergency

NY - S8454 Relates to authorizing commercial mortgage forbearance during the COVID-19 pandemic

NY - S8721 Directs the department of financial services and the department of state's consumer protection division to conduct a study on consumer awareness and financial education in New York state

NY - S8722 Prohibits state chartered banking institutions from investing in and providing financing for private prisons

NY - S8761 Relates to modifying delinquent mortgage loans and single point of contact