Consumer Affairs and Protection

NY - Assemblymember David Buchwald (U)

Title:

Member

NY - Assemblymember John K. Mikulin (U)

Title:

Member

NY - Assemblymember Brian D. Miller (U)

Title:

Member

NY - Assemblymember Yuh-Line Niou (U)

Title:

Member

NY - Assemblymember Anthony H. Palumbo (U)

Title:

Member

NY - Assemblymember Dan Quart (U)

Title:

Member

NY - Assemblymember Nily Rozic (U)

Title:

Member

NY - Assemblymember Jo Anne Simon (U)

Title:

Member

NY - Assemblymember Jaime R. Williams (U)

Title:

Member

NY - S35 Clarifies the definition of imitation weapon

NY - A98 Renders contracts entered into for the sale of goods via electronic commerce unenforceable in certain cases

NY - A159 Requires telephone service providers to furnish a toll-free consumer service number for consumers offered unsolicited services

NY - A117 Prohibits telemarketers from knowingly placing unsolicited telemarketing sales calls during a state of emergency or disaster emergency

NY - A153 Includes attachments to electronic devices within the meaning of the term "imitation weapon"

NY - A50 Requires automobile manufacturers to provide the original purchaser or lessee with information that would extend coverage beyond the original warranty expiration

NY - A19 Relates to requiring businesses to provide to the division of consumer protection a telephone number at which such business may be contacted for the submission of consumers complaints

NY - A164 Relates to menstrual product labeling

NY - A23 Requires certain disclosures by sperm and ovum storage facilities

NY - A42 Requires stores to publicly display their return and refund policies, including tracking of returns

NY - A162 Requires the creation and posting of a food allergy poster in all food service establishments

NY - A171 Provides for the proper packaging and labeling of pharmaceutical drugs; creates penalties for intentional fraud

NY - A235 Relates to the use of biometric data for marketing purposes

NY - A217 Relates to prohibiting the sale of crib bumper pads and the restriction of the use of such pads in certain settings

NY - A258 Prohibits the charging of additional fees for the payment of a wireless communications service bill

NY - A237 Relates to price gouging

NY - S500 Specifies requirements for motor fuel advertising media

NY - A362 Directs the department of state to study, evaluate and make recommendations concerning safety standards at baseball stadiums

NY - A431 Bans the use of employer data information

NY - A423 Defines certain terms in standard form contracts as unconscionable

NY - A609 Prohibits rental car companies and used car companies from renting, selling or leasing vehicles that have been recalled due to safety risks

NY - A607 Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost

NY - A597 Requires retailers to post warning signs of the tracking of customers through cell phones or other electronic devices

NY - A618 Relates to requiring credit reporting agencies contact consumers when an inquiry is made into their credit history

NY - A629 Prohibits businesses from charging a price for goods on the basis of gender

NY - A624 Relates to prohibiting the sale of infant walkers and restricting the use of such infant walkers in certain settings

NY - A680 Relates to oil change requirements

NY - A679 Relates to standing for persons affected by prohibited or unlawful business practices

NY - A711 Requires debt collectors to inform debtors that written communications are available in large print format

NY - A771 Relates to requiring merchants to accept cash as payment for goods

NY - A749 Raises the maximum fine for persons who violate the law regulating telemarketing to twenty-two thousand dollars

NY - A756 Prohibits the manufacture, distribution and sale of toys and child care products containing phthalates

NY - S1140 Relates to notices pertaining to children's non-regulated camp

NY - A865 Relates to the definition of "protected consumer"

NY - A876 Requires debt collectors to send consumers a written notice of their rights under state law along with their debt collection correspondence

NY - A1057 Relates to prohibiting the use of polystyrene containers by restaurants and food vendors to package unconsumed food

NY - A1041 Relates to child proofing liquid detergent packets

NY - A1040 Prohibits day care centers from using or having for use toxic toys; defines toxic toys

NY - A1018 Relates to the disclosure by hotels of contracts or similar agreements providing rooms to eligible homeless persons or families

NY - A1201 Provides for the establishment of automotive glass replacement standards that are consistent with the federal motor vehicle safety standard requirements

NY - A1110 Relates to labeling and sale of cloned animals and food products from cloned animals or the progeny of such animals

NY - A1156 Requires hearing aid dispensers to provide prospective purchasers of hearing aids with information pertaining to audio switch technology

NY - A1255 Relates to expiration dates on gift certificates

NY - A1230 Relates to requiring motor vehicle and motor cycle tires and rims to bear a permanent serial number

NY - A1292 Relates to the sale, use and application of styrene and products containing styrene by appearance enhancement businesses

NY - A1307 Requires food allergy awareness in food service establishments and online food ordering services

NY - S1475 Prohibits certain practices by businesses making an automatic renewal or continuous service offer to consumers in the state

NY - A1380 Relates to safety recalls on used motor vehicles

NY - A1387 Relates to imposing a five-day time limit during which to disclose a breach in the security of a system

NY - S1631 The Anthony Amoros Law; relates to disclosure of airbag defects for certain vehicles

NY - A1488 Establishes recreational vehicle dealer agreements

NY - A1452 Creates a private right of action for unlawful price gouging for injunctive relief and recovery of compensatory damages or $1000 whichever is greater

NY - S1645 Requires a homeowner be provided a cost estimate for installation of a fire sprinkler system

NY - A1498 Regulates and requires issuance of raincheck by retailer where advertised merchandise is not available for sale

NY - A1492 Requires lithium batteries of less than one inch in diameter and products containing such batteries to be labeled with warnings related thereto

NY - A1647 Prohibits the use of polystyrene containers by restaurants and food vendors

NY - A1688 Prohibits consumer reporting agencies and lenders from using an individual's late payment of cashless tolls to determine their credit worthiness

NY - A1911 Establishes the biometric privacy act

NY - A1861 Prohibits the erection or maintenance of billboards advertising alcoholic beverages within 1000 feet of schools and playgrounds

NY - A1924 Authorizes a pharmacist to substitute a brand name prescription drug for the generic equivalent of such drug if requested to do so by the patient

NY - A1947 Relates to agreements regarding automatic license plate reader systems

NY - A1966 Creates the state office of the utility consumer advocate

NY - A2029 Relates to notices pertaining to children's non-regulated camp

NY - A2078 Relates to early termination of motor vehicle lease contracts

NY - A2224 Enacts the nuisance call act

NY - A2230 Relates to telecommunication companies blocking certain numbers

NY - A2229 Relates to the security of connected devices

NY - A2330 Directs the department of state and public service commission to study and report upon disclosure by utilities to credit reporting agencies of late payments

NY - A2328 Relates to methods for cancelling contracts

NY - A2301 Prohibits mandatory arbitration agreements in consumer and employment contracts; repealer

NY - A2374 Relates to requiring a consumer credit reporting agency to offer identity theft prevention and mitigation services in the case of a breach of the security of such agency's system

NY - A2343 Prohibits motor vehicle rental agencies from discriminating against a person because any of the authorized operators do not have a credit card

NY - A2458 Relates to unauthorized changes in suppliers of natural gas and electric service

NY - A2420 Prohibits the disclosure of personally identifiable information by an internet service provider without the express written approval of the consumer

NY - A2474 Relates to changes in energy service pricing

NY - A2468 Requires a homeowner be provided a cost estimate for installation of a fire sprinkler system

NY - A2473 Requires sugar-sweetened beverages to be labeled with a safety warning

NY - A2497 Relates to requiring mandatory arbitration clauses in certain consumer contracts to be printed in large font type

NY - A2527 Provides that where a person engaged in the business of repairing household appliances identifies a part which will be necessary for repair, it is deemed warranted

NY - S2355 Directs the department of state and public service commission to study and report upon disclosure by utilities to credit reporting agencies of late payments

NY - A2578 Specifies requirements for motor fuel advertising media

NY - A2621 Relates to price gouging

NY - A2631 Requires primary care physicians to post information detailing how parents or guardians of children can subscribe to the US consumer product safety commission's e-mail subscription lists

NY - A2611 Prohibits the disclosure or use of consumer credit history in hiring, employment and licensing determinations

NY - A2610 Requires businesses that purchase silver, gold and platinum to display current silver, gold and platinum prices

NY - A2608 Relates to requiring mandatory arbitration clauses in certain consumer contracts to be disclosed to the consumer

NY - S2387 Relates to menstrual product labeling

NY - A2656 Relates to prohibiting mandatory arbitration clauses in financial product or service contracts

NY - A2746 Relates to implementing provisions to protect credit reports of certain consumers

NY - A2868 Relates to credit monitoring services

NY - A2938 Requires credit reporting agencies to furnish proof of identity theft to creditors upon debtor's request

NY - A3001 Relates to private information

NY - S2665 Prohibits the imposition of any charge or fee on the telephone bill of a consumer when such fee is imposed by a third party, without the consent of the consumer

NY - A3092 Requires disclosure terms relating to prepaid calling cards to be provided in languages other than English and increases fines for violations of disclosure requirements

NY - A3124 Prohibits a manufacturer from labeling or advertising a nonwoven disposable product for sale as a flushable without prior approval

NY - A3123 Prohibits the transmission of unsolicited advertising text messages to cellular telephones or pagers

NY - A3173 Prohibits certain practices by businesses making an automatic renewal or continuous service offer to consumers in the state

NY - A3228 Relates to consumer litigation funding

NY - A3238 Relates to communications by mercantile establishments attempting to settle civil actions deriving from larceny prosecutions

NY - A3266 Establishes the uniform debt-management services act

NY - A3245 Prohibits the unauthorized change of a natural gas or electric service provider

NY - A3305 Requires dealers to provide written notice that a motor vehicle for sale is missing an airbag

NY - A3302 Increases the penalty for any person who violates the provision that a pre-recorded message must disconnect upon the caller hanging up the telephone

NY - A3308 Relates to regulating the dissemination of personal information acquired by a provider of on-line computer services

NY - A3318 Authorizes the attorney general to bring an action for violation of the prohibitions concerning unlawful selling practices and specifies damages awardable

NY - A3398 Relates to digital blocking capability

NY - A3396 Relates to enacting the "contact lens consumer protection act"

NY - A3368 Relates to requiring the use of a password or personal identification number in the performance of a credit card transaction

NY - A3327 Relates to the expiration of minutes purchased with prepaid cellular telephone cards

NY - A3437 Prohibits the mailing of credit card applications to persons under twenty-one years of age

NY - A3423 Relates to leased vehicle protections

NY - S2829 Requires debt collectors to send consumers a written notice of their rights under state law along with their debt collection correspondence

NY - A3612 Requires internet service providers to provide customers with a copy of their privacy policy and to obtain written and explicit permission from a customer prior to sharing customer information

NY - A3604 Relates to the sale of electrically motorized boards

NY - S2861 Relates to the expiration of minutes purchased with prepaid cellular telephone cards

NY - A3686 Relates to broadening the definition of a consumer

NY - A3739 Restricts the disclosure of personal information by businesses

NY - A3749 Relates to creating the cell phone users' bill of rights

NY - A3792 Prohibits the sale of snortable chocolate-based powder

NY - A3818 Relates to establishing the online consumer protection act

NY - A3817 Relates to prohibiting wireless telephone service plan termination fees in excess of fifty dollars

NY - A3877 Relates to hair relaxer labeling

NY - A3885 Provides that any charges assessed by a credit card company for late payment shall not exceed 1.5 percent of the unpaid balance of any bill or fifteen dollars

NY - A3897 Relates to prohibiting the installation of a starter interrupt device on certain motor vehicles

NY - A3911 Requires dealers to disclose information regarding fees for updating maps on global positioning systems installed in motor vehicles

NY - A3906 Prohibits the sale of dry ice to individuals under eighteen years of age

NY - A4065 Requires signs to be posted at gasoline stations for consumers to contact the department of state regarding price or product problems

NY - A4020 Prohibits the rental of safety recalled cars until they are repaired in accordance with the recall

NY - A4031 Relates to the font size for advertisements

NY - A4186 Prohibits the sale of magnetic jewelry which is meant to mimic a tongue piercing and requires a warning printed on other products containing a small magnet

NY - A4226 Prohibits label obstruction of over-the-counter drugs

NY - A4187 Relates to prohibiting unsolicited text messaging through wireless telephones

NY - A4195 Prohibits motor vehicle dealers from advertising lease specials for a limited number of in stock vehicles which meet the advertised vehicle specifications

NY - A4259 Requires that advertisements which include a discount or rebate in the advertised price also include the actual selling price prior to any deductions in the same font and size

NY - A4313 Provides that no issuer of a credit card shall send unsolicited, blank checks to a card member residing in New York state

NY - A4421 Enacts "Harper's Law" requiring tip restraint devices on certain furniture

NY - A4504 Relates to automobile manufacturers' warranty adjustment programs

NY - A4515 Prohibits the imposition of a surcharge by a seller in a sales transaction on a holder who uses a debit card

NY - A4514 Relates to gas station credit cards

NY - A4571 Relates to certain labelling requirements when substitute drug products are dispensed

NY - A4595 Relates to requiring that genetically modified salmon that is sold or offered for sale be labeled

NY - A4667 Prohibits more than one increase in the price of motor fuel in any twenty-four hour period

NY - A4856 Authorizes the superintendent of financial services to oversee and regulate car dealer transactions with consumers

NY - A4952 Provides that new passenger-type motor vehicles manufactured for sale in New York state on or after January 1, 2020 shall be offered for sale with a spare tire and jack

NY - A4990 Relates to labeling requirements for electric assisted bicycles

NY - A5002 Relates to requiring clear and conspicuous labeling of all consumable commodities

NY - A5050 Prohibits method of payment pricing of gasoline

NY - A5066 Provides protection to cellular telephone subscribers who purchase cellular telephone applications

NY - A5147 Relates to the manufacture and sale of seasonal and decorative lighting products containing lead

NY - A5194 Requires motor vehicle dealers to search for recalls and make certain repairs prior to selling a used motor vehicle

NY - A5294 Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness

NY - A5306 Relates to the use of voice recognition features on certain products

NY - A5307 Prohibits a consumer reporting agency or lender from using an individual's internet viewing history to determine such individual's credit worthiness

NY - A5343 Relates to pre-recorded political messages

NY - A5400 Relates to adverse information in credit reports of certain furloughed federal government employees

NY - A5397 Allows individuals to register their telefacsimile telephone numbers with the consumer protection board as part of the "do not call" statewide registry

NY - S3654 Relates to price gouging of medicine

NY - A5635 Relates to a notification of a security breach

NY - A5801 Prohibits any party from charging consumers for unordered or unrequested goods or services; repealer

NY - A5831 Makes certain amendments concerning zone pricing of gasoline

NY - A5934 Requires solid waste carting company containers used at curbside to have reflective material

NY - A5933 Establishes standards for the replacement of motor vehicle windshields

NY - A5946 Relates to price gouging of medicine

NY - S3952 Relates to the merger of cemetery corporations

NY - S4019 Relates to early termination of motor vehicle lease contracts

NY - A5982 Relates to the personal information of a credit or debit card holder

NY - A6058 Enacts the vessel lemon law to protect consumers purchasing or leasing boats

NY - A6151 Provides for the regulation of chemicals of high concern to children

NY - A6180 Requires a warning label to be printed on or attached to juice containers commonly known as juice boxes

NY - A6193 Relates to home heating system conversion; requires certification by a utility company, gas corporation, electric corporation or contractor

NY - A6233 Prohibits rental vehicle companies from imposing any fees, charges or penalties, other than the actual cost of a toll, on an authorized driver for such driver's use of a rental vehicle

NY - A6351 Allows consumers the right to request from businesses the categories of personal information a business has sold or disclosed to third parties

NY - A6374 Relates to communications by retail stores attempting to settle civil actions deriving from larceny prosecutions

NY - A6382 Authorizes a parent access to retrieve and view text messages on a minor child's telephone

NY - A6400 Requires persons licensed to sell alcoholic beverages for consumption on the premises to display a sign or poster on dangers of alcohol consumption while pregnant

NY - A6442 Requires travel consultants to furnish written travel agreements to consumers

NY - S4427 Relates to warranties and protections for purchasers of new and used motor vehicles

NY - A6544 Relates to prohibiting consumer contract provisions waiving the consumer's right to make statements concerning goods or services

NY - A6561 Requires labeling of ingredients on packages or boxes of diapers

NY - A6589 Establishes the right to repair act

NY - A6572 Relates to gift certificates and gift cards; repealer

NY - A6641 Prohibits the use of automated purchasing software to buy large quantities of goods for the purpose of retail resale

NY - A6606 Relates to the price gouging of pharmaceuticals

NY - A6634 Requires a dealer of motor fuel engaged in method of payment pricing to clearly post the price differences based on the method of payment

NY - A6655 Relates to designating new automotive broker businesses

NY - A6720 Regulates the sale of methamphetamine precursor drugs

NY - A6748 Relates to the disclosure of liability of a motor vehicle lessee in the case of a total loss or the vehicle is rendered inoperable

NY - A6764 Relates to consumer litigation funding

NY - A6855 Requires the disclosure of prices and additional charges at appearance enhancement businesses which practice nail specialty

NY - A6866 Relates to third party litigation financing

NY - A6884 Requires persons offering weight loss services to provide notice of certain weight loss and dieting information

NY - S4777 Enacts the nuisance call act

NY - A6912 Requires authorization for and verification of the validity of third-party charges for products and services billed to a customer on bills issued by telecommunications providers

NY - A7143 Prohibits the practice of surge pricing by rideshare service companies

NY - S5151 Prohibits the sale of whipped cream chargers to persons under the age of twenty-one

NY - A7191 Requires debt collection agencies to be licensed by the state

NY - A7198 Relates to prohibiting retail establishments from refusing to accept payment in cash

NY - A7196 Enacts the manufacturer disclosure and transparency act

NY - S5245 Relates to the sale of personal information by an internet service provider

NY - A7275 Prohibits advertisements for electronic cigarettes, liquid nicotine and hookah tobacco within five hundred feet of a school or park

NY - A7268 Relates to collection, storage or transmission of personal information collected from smart home systems

NY - A7301 Relates to amending the general business law, insurance law, and public health law regarding preneed insurance premiums

NY - A7355 Clarifies the definition of imitation weapon

NY - A7416 Enacts the digital fair repair act

NY - A7438 Relates to arbitration organizations

NY - A7430 Prohibits the sale of whipped cream chargers to persons under the age of twenty-one

NY - A7453 Requires certain non-licensed professionals to disclose information regarding risks

NY - A7490 Relates to telemarketing

NY - A7535 Relates to the sale of certain diagnostic and repair information systems

NY - A7532 Provides that a business entity may not alter caller identification information with the intent to defraud or harass a third party or the recipient of the call

NY - A7531 Relates to home improvement contract provisions

NY - A7585 Limits the amount of certain credit service charges in motor vehicle retail installment contracts

NY - S5677 Relates to financial liability and disclosure for funeral homes

NY - S5721 Requires certain businesses to offer identity theft prevention and mitigation services in the case of a security breach

NY - S5859 Relates to the disclosure of liability of a motor vehicle lessee in the case of a total loss or the vehicle is rendered inoperable

NY - A7736 Establishes the "It's Your Data Act"

NY - A7777 Relates to financial liability and disclosure for funeral homes

NY - A7897 Requires certain businesses to offer identity theft prevention and mitigation services in the case of a security breach

NY - A7965 Relates to unlawful unfair practices of proprietary institutions of higher education

NY - A8037 Relates to enacting the "New York state federal worker credit protection act"

NY - A8113 Relates to requiring manufacturers of smart speakers to obtain permission from users before storing recordings

NY - A8144 Provides that only products containing milk may use the term "milk product" on labels and advertisements

NY - A8141 Relates to restricting advertisement and promotion of electronic cigarettes

NY - S6327 Relates to telemarketing

NY - A8196 Relates to online dating services

NY - A8304 Prohibits businesses from charging a price for services on the basis of gender

NY - A8461 Establishes the parking protection act

NY - A8530 Establishes a prohibition on sharing location data with third parties; allows municipalities to enact local laws or ordinances prohibiting location data sharing

NY - A8526 Relates to enacting the NY privacy act

NY - A8544 Relates to the full disclosure of ingredients in certain products

NY - A8540 Relates to child restraint alarms

NY - A8565 Relates to prohibiting the sale of certain balloons

NY - A8582 Relates to the sale of new motor vehicle child restraint systems

NY - A8577 Relates to expiration date on meat, dairy products and perishable food items

NY - A8591 Relates to requiring licensed day care facilities to contact a child's parent or guardian if they are absent from day care without providing prior notice

NY - A8632 Relates to the advertisement of electronic cigarettes

NY - A8651 Relates to flags sold in the state of New York

NY - A8652 Relates to fees for gift cards

NY - A8705 Prohibits the sale of helium inflated balloons

NY - A8714 Relates to the prohibition of fees or surcharges with accepted forms of payment; repealer

NY - A8707 Relates to the establishment of notice requirements for credit card fees or surcharges; repealer

NY - A8719 Relates to requiring the disclosure of fees on certain internet websites and mobile applications

NY - A8773 Establishes the home improvement fraud prevention act

NY - A8784 Relates to prohibiting the sale of infant inclined sleepers and the restriction of the use of such inclined sleepers in certain settings

NY - A8734 Relates to surcharges imposed by sellers for use of a credit card in lieu of other methods of payment

NY - A8821 Relates to denial of access to an employee toilet facility

NY - A8860 Relates to the cancellation of a health club contract

NY - A8931 Relates to manufacturers of firearms

NY - A8947 Relates to providing notice of a home heating system conversion

NY - S7104 Relates to establishing a set grace period for the use of credit card reward points

NY - S6954 Relates to providing notice of a home heating system conversion

NY - A9070 Relates to removing certain provisions relating to pre-need funeral services

NY - A9078 Relates to the establishment of the New York state loan shark act

NY - S7364 Relates to removing certain provisions relating to pre-need funeral services

NY - A9572 Creates the state office of the utility consumer advocate

NY - A9588 Relates to establishing a set grace period for the use of credit card reward points

NY - A9624 Prohibits the imposition of any charge or fee on the telephone bill of a consumer when such fee is imposed by a third party, without the consent of the consumer

NY - A9729 Relates to requiring warning labels on drinks containing tapioca pearls

NY - A9797 Relates to notification of a data breach

NY - A9855 Relates to providing notice of certain scams when selling gift cards

NY - A9881 Relates to requiring publishers to offer licenses for electronic books to libraries under reasonable terms

NY - A9892 Requires comparison of prices charged by energy services companies

NY - A10043 Relates to including electronic messaging texts as a form of telemarketing communication

NY - A10088 Relates to discounted admission and memberships for certain individuals

NY - A10138 Relates to establishing restrictions on the sale of over-the-counter diet pills and dietary supplements for weight loss or muscle building

NY - A10159 Prohibits price gouging with respect to medical supplies during a public health emergency

NY - A10183 Relates to prohibiting negative credit reporting on persons affected by the coronavirus

NY - A10270 Relates to price gouging

NY - A10261 Relates to suspending certain payments for ninety days in response to the outbreak of coronavirus disease 2019 (COVID-19)

NY - A10331 Prohibits the use of non-disparagement clauses in consumer contracts

NY - A10337 Relates to children's non-regulated camps

NY - A10360 Prohibits the charging of membership fees during a state disaster emergency

NY - A10410 Relates to price gouging, fraud, and deceptive acts involving medical supplies related to a public health emergency

NY - A10408 Prohibits internet-based food delivery service providers from charging local restaurants and customers a fee for services during the COVID-19 pandemic

NY - A10475 Requires that internet providers who provide service in a municipality provide basic internet service to each residential dwelling or residential dwelling unit in that municipality at no cost

NY - A10541 Relates to prohibited debt collection practices during a disaster emergency

NY - A10617 Relates to establishing the failure to refund school-related educational trips, tours or excursions during a declared state of emergency as an illegal act

NY - A10688 Relates to temporarily suspending debt collection during the COVID-19 covered period

NY - A10704 Creates privacy standards for electronic health products and services

NY - A10798 Relates to requiring contractors and subcontractors to disclose the existence of property and casualty insurance

NY - S8780 Relates to fees for gift cards

NY - A10888 Relates to the manufacturing of portable electronic devices

NY - A10926 Relates to third-party delivery services

NY - A10919 Relates to inmate labor

NY - A10914 Relates to the suspension of a health club contract

NY - A11037 Relates to creating the utility consumer advocate of the Long Island office of the department of public service

NY - A11128 Relates to limiting third-party food delivery service charges during COVID-19

NY - A11130 Prohibits unauthorized listing of food places on the application and/or website of food delivery platforms

NY - A11176 Relates to the assessment of excess wear and damage to a leased motor vehicle upon termination of the lease

NY - A11162 Relates to the cancellation of a health club contract

NY - A11158 Relates to third-party food delivery service charges