+ − Summary
+ − Full Texts (2)
+ − Actions (17)
- Session Sine Die
- Referred to Rules
- First Reading
- Placed on Calendar Order of First Reading April 9, 2003
- Arrive in Senate
- Third Reading - Short Debate - Passed 090-023-000
- Verified
- Second Reading - Short Debate
- Placed on Calendar Order of 3rd Reading - Short Debate
- Placed on Calendar 2nd Reading - Short Debate
- Do Pass as Amended / Short Debate Consumer Protection Committee; 011-000-000
- House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
- House Committee Amendment No. 1 Filed with Clerk by Consumer Protection Committee
- Assigned to Consumer Protection Committee
- Referred to Rules Committee
- First Reading
- Filed with the Clerk by Rep. Elaine Nekritz
+ − Adopted Amendment
House Committee Amendment No. 1
Deletes everything. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person who uses a consumer credit report in connection with the approval of credit based on an application for an extension of credit, and who discovers that the address on the credit application does not match, within a reasonable degree of certainty, the address or addresses listed, if any, on the consumer credit report, shall take reasonable steps to verify the accuracy of the address provided on the application for the extension of credit and that the application is not the result of financial identity theft. Provides that a person that uses a consumer credit report in connection with the approval of credit based on the application for an extension of credit, and who has received notification that the applicant has been a victim of financial identity theft, may not lend money or extend credit without taking reasonable steps to verify the consumer's identity and confirm that the application for an extension of credit is not the result of financial identity theft. Provides that a consumer who suffers damages as a result of a violation of these provisions by any person may bring an action in a court of appropriate jurisdiction against that person to recover actual damages, court costs, attorney's fees, and punitive damages of not more than $30,000 for each violation, as the court deems proper.